1stMile, LLC fees & rates information comments reviews feedback

March 15,2026
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1stMile Merchant Service Review

   
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What the company appears to offer

1stMILE, LLC delivers a commerce platform focused on the automotive industry, combining merchant payments, consumer financing, loyalty rewards, and vehicle protection. Their services include digital payment processing for repair and tire shops, shop-financed repairs via the 1stMILE Mastercard or flexible payment plans, an integrated loyalty program to build repeat business, and vehicle protection services (like roadside assistance and repair guarantees). Consumer and merchant apps enable seamless management and redemption of loyalty points, instant access to payment options, and business insights.

Who they serve / typical merchant types

1stMILE works primarily with U.S.-based auto repair shops, tire dealers, maintenance service centers, and possibly franchise car care locations. Merchants looking to streamline their own payment processing, offer consumer financing, or build customer loyalty with rewards are their primary clientele.

Where they are based

Headquarters: 8383 158th Ave NE, Suite 100, Redmond, WA 98052

Phone number

866-354-3490

How long in business

Founded in 1999 (though LLC registration dates from 2017 according to official state records); cited as having over 25 years in business.

What merchants should verify

  • All transaction, statement, and gateway fees, and hidden/incidental costs (such as PCI, batch, or fund transfer charges)
  • Terms, rates, and merchant obligations for offering customer financing/credit programs
  • Contract duration, cancellation/refund policies, early termination fees (ETF)
  • Equipment/software fees or required leases, integration costs
  • Loyalty/rewards program structure, merchant cost, and customer engagement options
  • Availability, responsiveness, and escalation workflow for customer/merchant support
  • Chargeback and dispute management support
  • Funding timelines and rules for reserve holds or delayed deposits

How to evaluate them (questions to ask + red flags)

  • Ask for a full, itemized breakdown of all fees, monthly charges, and surcharges
  • Seek details on contract commitments, any automatic renewal clauses, and ETF policy
  • Request references from similar auto repair or tire shop merchants
  • Gauge support responsiveness (test help desk or inquire about incident resolution time)
  • Be cautious of non-itemized pricing, inflexible contracts, pushy sales, and lack of fund release transparency

Call-to-action: Share your experience

If you have worked with 1stMILE as a merchant, shop owner, or partner, please share your experience via an honest review. Include details on fee visibility, contract clarity, service reliability, support, cancellation, funding, chargebacks, and rewards program effectiveness. Specifics and dates are encouraged (avoid posting full card/account numbers or Social Security numbers to protect privacy).


Read Reviews and Opinions about 1stMile
Leave Customer Feedback about the Service Provider 1stMile
Complaints, Information, Sales Practices of Processor 1stMile
Small Business Merchant Services from 1stMile
Cancel, Switch from Merchant Account 1stMile
1stMile Sales and Customer Support for Small Business
1stMile Shutoff, Closed, Cancelled, Denied
Does 1stMile Take High Risk Merchant Accounts?
How To Cancel Your Merchant Account with 1stMile
1stMile Rates and Fees Too High? Is 1stMile a Ripoff or Scam?

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