PayJunction fees & rates information comments reviews feedback

PayJunction fees & rates information comments reviews feedback

June 13,2026
Information » Company Reviews

PayJunction Merchant Service Review

   
Merchant Account Reviews Rating:
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What PayJunction Offers

PayJunction provides a complete suite of payment solutions for small and medium-sized businesses. Their offerings include merchant processing, a robust payment gateway, POS terminals (ZeroTouch and Portable Terminals), virtual terminals, invoicing, recurring billing, ACH/electronic check acceptance, card-on-file management, compliant surcharging, mobile payments, rapid refunds, remote signature capture, multi-location support, sales reporting, customization, and easy integration with business software through their No-code Payments Integration® and open API.

Who They Serve / Typical Merchant Types

PayJunction's services are commonly used by veterinary clinics, dental offices, auto dealerships, law practices, gyms, and a broad array of professional service businesses. Their tools and integrations are tailored for merchants who need an efficient, user-friendly payment experience in both in-person and remote/billing contexts.

Where They Are Based

PayJunction is headquartered at 1903 State St., Santa Barbara, CA 93101, United States.

Phone Number

You can reach PayJunction support at (800) 601-0230.

How Long in Business

Founded in 2000, PayJunction brings over 20 years of industry experience to their customers.

What Merchants Should Verify

  • Specific pricing and surcharge details
  • Length and terms of the contract, specifically regarding early termination fees
  • Equipment lease terms or hardware costs
  • Clarity about PCI compliance responsibilities and fees (if any)
  • Monthly, batch, gateway, or statement fees
  • Funding and settlement schedules
  • Chargeback response support and reserve/hold practices

How to Evaluate Them: Questions to Ask & Red Flags

  • Request a detailed, written copy of all merchant agreements and fee schedules
  • Get confirmation of the no long-term contract/no exit fee promise in writing
  • Ask if all hardware is free of leases, and confirm any upfront or recurring hardware costs
  • Clarify PCI responsibilities and request help with compliance validation
  • Read up-to-date reviews from similar businesses
  • Be wary of contract clauses about reserves, or vague fee explanations

Leave a Review

Are you a PayJunction merchant? Help other businesses by leaving an honest review below. Share your specifics about rates, fees, contract terms, support, ease of setup/cancellation, fund holds, and any chargeback experiences. Please include your industry and dates of service where possible, but avoid posting account numbers or sensitive personal information.


Read Reviews and Opinions about PayJunction
Leave Customer Feedback about the Service Provider PayJunction
Complaints, Information, Sales Practices of Processor PayJunction
Small Business Merchant Services from PayJunction
Cancel, Switch from Merchant Account PayJunction
PayJunction Sales and Customer Support for Small Business
PayJunction Shutoff, Closed, Cancelled, Denied
Does PayJunction Take High Risk Merchant Accounts?
How To Cancel Your Merchant Account with PayJunction
PayJunction Rates and Fees Too High? Is PayJunction a Ripoff or Scam?

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Post Review on PayJunction Share Your Opinion of PayJunction

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Share your comments about PayJunction reviews, complaints, honest opinions, service levels from merchant account PayJunction reviews. BBB Reviews for PayJunction reviews. Lookup information on PayJunction reviews. Is PayJunction reviews legit or a scam? Find an alternative solution to PayJunction reviews. Have you been Shutoff, Closed, Denied, Cancelled by PayJunction reviews? Leave a review for PayJunction reviews? Post your experiences with PayJunction reviews on Sales Practices, Length of Contract, Hidden Fees, Early Termination Fees, Problems with PayJunction reviews, Chargebacks, PayJunction reviews Annual Fees, Transaction Rates, Contracts, Contacts, Support, Customer Service for PayJunction reviews. Credit Card Processor Providers that have better rates then PayJunction reviews. Does PayJunction reviews Support High Risk merchants? Post your customer ratings and review of PayJunction reviews below.

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