Does Java Payment Services Take High Risk Merchant Accounts?
How To Cancel Your Merchant Account with Java Payment Services
Java Payment Services Rates and Fees Too High? Is Java Payment Services a Ripoff or Scam?
What Java Payment Services Offers
Java Payment Services (JPS) is a registered ISO/MSP of Merrick Bank, offering a full range of merchant payment processing solutions. Their services include:
Next day funding
Fraud monitoring
Point-of-sale (POS) systems and wireless terminals
Mobile and contactless payments (Apple Pay, Google Pay, chip, tap, swipe, debit, prepaid)
eCommerce and gateway solutions
Virtual terminals and online/virtual processing
QuickBooks integration
Inventory management and customer data manager (card number encryption)
Email/text billing, online account access, and statement reporting
Chargeback assistance and B2B (Level II/III) processing
Gift card programs
Check guarantee systems with truncation deposit
Cash advance programs (alternative business loans)
Zero Cost Processing, which allows merchants to pass credit card processing fees to customers (excluding debit)
24/7 help desk support
Who They Serve
JPS supports a broad merchant base, including retail stores, restaurants, service providers, mobile businesses, online merchants, and B2B operators. Solutions are structured to fit both brick-and-mortar and eCommerce needs.
Where They Are Based
Company Address: 28525 Beck Rd #107, Wixom, MI 48393 Office Phone: 248-912-1100 Email: info@jps-us.com
How Long in Business
What Merchants Should Verify
All processing rates and recurring subscription/PCI fees
Contract length and any early termination/cancellation fees
Equipment/software lease terms
Cost and compliance of Zero Cost Processing
Gateway, batch, and monthly minimum fees
Funding timelines, chargeback support, and escalation policies
The underwriting process as a registered ISO of Merrick Bank
How to Evaluate Java Payment Services
Request a full fee disclosure, including small incidental/hidden fees
Ask about non-cancellable leases, contract auto-renewals, and support SLAs
Clarify chargeback and funding hold procedures
Watch for vague, high-pressure sales tactics or unclear terms
Share Your Feedback
If you are a current or former merchant working with Java Payment Services, please leave an honest review of your experience. Share specifics about pricing, contract clarity, lease terms, equipment and software, support responsiveness, funding, chargeback handling, or account cancellation. Include meaningful details and dates, but never post sensitive information (like full card numbers or your SSN). Your review helps other business owners make informed decisions.
Read Reviews and Opinions about Java Payment Services
Leave Customer Feedback about the Service Provider Java Payment Services
Complaints, Information, Sales Practices of Processor Java Payment Services
Small Business Merchant Services from Java Payment Services
Cancel, Switch from Merchant Account Java Payment Services
Java Payment Services Sales and Customer Support for Small Business
Does Java Payment Services Take High Risk Merchant Accounts?
How To Cancel Your Merchant Account with Java Payment Services
Java Payment Services Rates and Fees Too High? Is Java Payment Services a Ripoff or Scam?
Post Feedback Reviews Opinons for Java Payment Services
Post Review on Java Payment Services Share Your Opinion of Java Payment Services
Stay or Switch from Java Payment Services reviews To Another Credit Cards Service?
Share your comments about Java Payment Services reviews, complaints, honest opinions, service levels from merchant account Java Payment Services reviews. BBB Reviews for Java Payment Services reviews. Lookup information on Java Payment Services reviews. Is Java Payment Services reviews legit or a scam? Find an alternative solution to Java Payment Services reviews. Have you been Shutoff, Closed, Denied, Cancelled by Java Payment Services reviews? Leave a review for Java Payment Services reviews? Post your experiences with Java Payment Services reviews on Sales Practices, Length of Contract, Hidden Fees, Early Termination Fees, Problems with Java Payment Services reviews, Chargebacks, Java Payment Services reviews Annual Fees, Transaction Rates, Contracts, Contacts, Support, Customer Service for Java Payment Services reviews. Credit Card Processor Providers that have better rates then Java Payment Services reviews. Does Java Payment Services reviews Support High Risk merchants? Post your customer ratings and review of Java Payment Services reviews below.