Merchant One, LLC fees & rates information comments reviews feedback

February 16,2026
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Merchant One Merchant Service Review

   
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What Merchant One Offers

Merchant One, LLC provides a wide range of merchant services, including full-service credit card processing for both in-person (retail) and card-not-present (online/e-commerce) transactions. Their offerings include:

  • POS systems (Clover and others) for storefront businesses
  • Mobile card readers for iPhone and Android
  • Virtual terminals for manual/online payments
  • Merchant One Gateway for secure online transactions
  • Recurring billing and customer vault features
  • Next-day funding and robust transaction reporting
  • Flexible equipment lease terms; option for Interchange-plus pricing

Who They Serve

Merchant One serves a variety of merchant types across the U.S., including:

  • Retailers
  • Restaurants
  • Hospitality businesses
  • B2B merchants
  • E-commerce sellers
  • Trade show and event merchants

Where They Are Based

524 Arthur Godfrey Rd, 2nd & 3rd floor, Miami Beach, FL 33140

Phone Number

(800) 910-8375

How Long in Business

Founded in 2000 (over 20 years of payments industry experience).

What Merchants Should Verify

  • All possible fees (setup, monthly, batch/gateway, PCI, early termination)
  • Contract length, renewal, and termination terms
  • Equipment lease terms-be aware if leases are non-cancellable
  • Batch and gateway fee structures
  • Funding timelines and reserve/hold policies
  • Chargeback support and dispute resolution processes

How to Evaluate Them

  • Ask for a list of all rates and fees, in writing
  • Request a sample merchant agreement and review fee schedule
  • Clarify all lease or purchase equipment options, and avoid long-term non-cancellable leases if possible
  • Ask about contract auto-renewal and early termination penalties
  • Understand funding, chargeback, and support procedures
  • Check online reviews for reported red flags or patterns

Share Your Experience

If you are a current or former Merchant One merchant, please leave a review (positive or negative) about your experience. Share specific details regarding transparency of rates and fees, customer service responsiveness, contract and lease terms, support during chargebacks or funding holds, and your cancellation process. Please avoid sharing sensitive personal or cardholder data.


Read Reviews and Opinions about Merchant One
Leave Customer Feedback about the Service Provider Merchant One
Complaints, Information, Sales Practices of Processor Merchant One
Small Business Merchant Services from Merchant One
Cancel, Switch from Merchant Account Merchant One
Merchant One Sales and Customer Support for Small Business
Merchant One Shutoff, Closed, Cancelled, Denied
Does Merchant One Take High Risk Merchant Accounts?
How To Cancel Your Merchant Account with Merchant One
Merchant One Rates and Fees Too High? Is Merchant One a Ripoff or Scam?

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Share your comments about Merchant One, complaints, honest opinions, service levels from merchant account Merchant One. BBB Reviews for Merchant One. Lookup information on Merchant One. Is Merchant One legit or a scam? Find an alternative solution to Merchant One. Have you been Shutoff, Closed, Denied, Cancelled by Merchant One? Leave a review for Merchant One? Post your experiences with Merchant One on Sales Practices, Length of Contract, Hidden Fees, Early Termination Fees, Problems with Merchant One, Chargebacks, Merchant One Annual Fees, Transaction Rates, Contracts, Contacts, Support, Customer Service for Merchant One. Credit Card Processor Providers that have better rates then Merchant One. Does Merchant One Support High Risk merchants? Post your customer ratings and review of Merchant One below.

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