Does Pacific Bankcard Take High Risk Merchant Accounts?
How To Cancel Your Merchant Account with Pacific Bankcard
Pacific Bankcard Rates and Fees Too High? Is Pacific Bankcard a Ripoff or Scam?
Pacific Bankcard, LLC - Merchant Services Profile
Pacific Bankcard, LLC is a U.S.-based Independent Sales Organization (ISO) specializing in merchant services and payment processing solutions. The company focuses on providing businesses with the ability to accept credit card and debit card payments through various channels, including POS systems and ecommerce gateways.
What the Company Appears to Offer
Credit and debit card processing
Point-of-sale (POS) solutions
Ecommerce payment gateway integration
Support for both in-person and online payment acceptance
Who They Serve / Typical Merchant Types
Retailers (brick-and-mortar and ecommerce)
Hospitality businesses
Professional service providers
Small to mid-sized businesses
Where They Are Based
Pacific Bankcard, LLC is headquartered at: PO Box 5261, El Dorado Hills, CA 95762 United States
Phone Number
Contact: (888) 757-5533
How Long in Business
Founded in 2005, with over 21 years in business.
What Merchants Should Verify
All pricing, rates, and fees (monthly, annual, per-transaction)
Length of contract and any early termination fees (ETF)
Equipment leasing terms and cancellation conditions
PCI compliance requirements and associated fees
Batch/gateway fees
Funding timelines (how quickly you receive deposits)
Chargeback management and support processes
How to Evaluate Them (Questions to Ask & Red Flags)
Request a detailed list of all rates and monthly fees in writing
Clarify equipment lease or rental terms-look for non-cancellable contracts
Understand chargeback dispute support and fraud prevention measures
Ask about contract renewal and cancellation clauses
Watch for high ETF or exit costs
Call to Action
If you have experience with Pacific Bankcard, LLC, please leave an honest review about your service-positive or negative. Share your opinions on fee transparency, customer and technical support, contract terms, equipment leases, how chargebacks were handled, whether there were fund holds, and your experience with cancellation, if applicable. Include approximate dates and specifics, but do not post sensitive personal details (e.g., full card numbers or SSNs).
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Does Pacific Bankcard Take High Risk Merchant Accounts?
How To Cancel Your Merchant Account with Pacific Bankcard
Pacific Bankcard Rates and Fees Too High? Is Pacific Bankcard a Ripoff or Scam?
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