PayFacto USA Merchant Service Review

Read Reviews and Opinions about PayFacto USA. Share Positive Experiences and or Negative ones. Leave Customer Feedback about the Service Provider PayFacto USA Complaints, Information, Sales Agent Office Practices of Processor PayFacto USA Small Business Credit Card Processor Services from PayFacto USA. Are PayFacto USA fees & rates low, fair or too high? Cancel, Switch from CC Merchant Account PayFacto USA

PayFacto USA Sales and Customer Support for Small Business PayFacto USA Shutoff, Closed, Cancelled, Denied Does PayFacto USA Take High Risk Merchant Accounts? How To Cancel Your Merchant Account with PayFacto USA PayFacto USA Rates and Fees Too High? Is PayFacto USA a Ripoff or Scam?

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Merchant Services & Solutions Offered

PayFacto USA, Inc provides a comprehensive suite of payment processing solutions including in-person countertop and mobile terminals, unattended payment devices, as well as e-commerce payment gateways. For the hospitality sector, their proprietary POS systems, like Maitre'D and Veloce, integrate payments with inventory and operations management. The company also facilitates software integration for independent software vendors (ISVs) and offers an ISO/agent referral partnership program.

Merchant Types Served

PayFacto USA primarily serves hospitality businesses (restaurants, bars, hotels), retail stores, and a variety of service-based merchants. Their broad platform can accommodate both small sellers and larger, multi-site operations looking for seamless in-store and online payment experiences.

Where They Are Based

PayFacto USA, Inc is located at 4610 200th St SW, Ste K, Lynnwood, WA 98036.

Phone Number

Contact PayFacto USA at 1 855 619-0585.

Years in Business

PayFacto USA, Inc has been operational since 2020, bringing over six years of payment industry experience as of 2024.

What Merchants Should Verify

• Transparent pricing model (interchange-plus vs. tiered)
• Contract length and renewal terms
• Early Termination Fee (ETF) and cancellation process
• Equipment ownership, lease details, and return policy
• PCI compliance, batch, or gateway fees
• Settlement funding times and support for next-day funding
• Chargeback and dispute management support
• Availability and quality of customer support, including U.S.-based services

How to Evaluate Them: Questions to Ask + Potential Red Flags

• Ask for a sample monthly statement and full fee schedule
• Clarify cancellation steps and any non-cancellable hardware lease clauses
• Review POS equipment/software upgrade policies
• Assess responsiveness of customer/tech support
• Be wary of forced long-term contracts or excessive ETF/hardware lease fees

Share Your Experience

If you have used PayFacto USA, Inc, please leave a detailed, honest review. Comment on fee transparency, customer service, contract terms, equipment lease experiences, technical support, fund holds, chargebacks, and how account cancellations were handled. Include details and dates, but do not post sensitive data (like full card numbers or SSNs).

Read Reviews and Opinions about PayFacto USA Leave Customer Feedback about the Service Provider PayFacto USA Complaints, Information, Sales Practices of Processor PayFacto USA Small Business Merchant Services from PayFacto USA Cancel, Switch from Merchant Account PayFacto USA

PayFacto USA Sales and Customer Support for Small Business PayFacto USA Shutoff, Closed, Cancelled, Denied Does PayFacto USA Take High Risk Merchant Accounts? How To Cancel Your Merchant Account with PayFacto USA PayFacto USA Rates and Fees Too High? Is PayFacto USA a Ripoff or Scam?

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