Does Processing Forward Take High Risk Merchant Accounts?
How To Cancel Your Merchant Account with Processing Forward
Processing Forward Rates and Fees Too High? Is Processing Forward a Ripoff or Scam?
What the company appears to offer
Processing Forward, Inc. (operating as Charity Swipes) offers merchant payment processing solutions across retail, restaurant, mobile, and e-commerce sectors. Services include credit card processing, modern POS systems (stationary and mobile), e-commerce gateways, and mobile payment solutions. The company focuses on low-cost processing, offers a prominent Cash Discount Program, and ties a portion of profits (up to 30%) to donations for selected charities. POS hardware often features inventory/employee management and business integrations.
Who they serve / typical merchant types
Charity Swipes supports a wide variety of U.S.-based merchants-including retail stores, restaurants (quick service and dine-in), mobile professionals, and online sellers. Both small businesses and larger organizations are welcome, and offers are tailored to fit diverse operational needs.
Where they are based
HQ Address: 8495 E Kendra Loop, Orange, CA 92867 Additional business address: 1100 Town & Country Rd. #1250, Orange, CA 92868
Phone number
(714) 646-9644
How long in business
Founded in 2013. In business for approximately 13 years.
What merchants should verify
Pricing structure: flat, tiered, or interchange-plus rates
All contract terms: length, auto-renewal, and cancellation method
Early Termination Fee (ETF) and any up-front/recurring fees
Equipment leases: hardware loans or purchases
PCI compliance and related monthly/annual fees
Batch and gateway fees for in-store/e-commerce
Funding speed and schedules
Dispute/chargeback management support
How to evaluate them (questions to ask + red flags)
Request all rates and contract details in writing
Ask to see the actual contract, not just a summary
Understand customer support coverage and escalation process
Look for clear and responsive communication
Be wary of unclear or verbal-only terms, unbreakable leases, or surprises in monthly fees
Check for unresolved complaints online about customer support or fund holds
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Does Processing Forward Take High Risk Merchant Accounts?
How To Cancel Your Merchant Account with Processing Forward
Processing Forward Rates and Fees Too High? Is Processing Forward a Ripoff or Scam?
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