Does Elmhurst Financial Services Take High Risk Merchant Accounts?
How To Cancel Your Merchant Account with Elmhurst Financial Services
Elmhurst Financial Services Rates and Fees Too High? Is Elmhurst Financial Services a Ripoff or Scam?
What the company appears to offer
Elmhurst Financial Services, LLC, now part of Celero Commerce, offers merchant services designed to help businesses accept a wide variety of electronic payments. This includes traditional merchant accounts, credit and debit card processing, ecommerce gateways, integrated POS solutions, recurring billing, advanced analytics, and compliance support. Through Celero Commerce, they also offer APIs and developer tools for ISV software integration, omnichannel and mobile payment solutions, tokenization, PCI compliance, and robust support for both physical and online businesses.
Who they serve / typical merchant types
The company serves small to mid-sized retail, professional services, and ecommerce businesses, as well as financial institutions and ISVs looking to embed payment functions within their products. Their adaptable solutions support merchants in a variety of industries who require secure, flexible, and scalable payment processing infrastructure.
Where they are based
Elmhurst Financial Services is headquartered at 5203 Maryland Way, Suite 210, Brentwood, TN 37027.
Phone number
(615) 376-7878
How long in business
The company has been in business since 2007, providing nearly 19 years of payment industry service.
What merchants should verify
All pricing: discount rates, per-transaction, batch, gateway, and PCI fees
Contract length, auto-renewal, and early termination fees (ETF)
Equipment lease vs. purchase and associated terms
Funding timelines for deposits
Chargeback and fraud management policies
Customer service support hours and escalation procedures
How to evaluate them
Request full, clear disclosures of all fees (ask for sample statements)
Ask for information on typical contract length, ETF specifics, and cancellation policies
Clarify if support is in-house or outsourced, and response times
Check for complaints or reviews mentioning withheld funds, unexpected fees, or customer service issues
Be wary of high-pressure sales tactics, vague terms, or lack of transparency
Call to action
If you have experience with Elmhurst Financial Services or Celero Commerce, please consider leaving a detailed review. Whether positive or negative, your feedback about transparency, contract terms, fees, service quality, equipment, and dispute resolution helps other merchants make informed decisions. Please share specific experiences (including dates and details), but do not post sensitive information such as card numbers or personal identification numbers.
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Does Elmhurst Financial Services Take High Risk Merchant Accounts?
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Elmhurst Financial Services Rates and Fees Too High? Is Elmhurst Financial Services a Ripoff or Scam?
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