Galaxy Payment Systems, LLC fees & rates information comments reviews feedback

May 11,2026
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Galaxy Payment Systems Merchant Service Review

   
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What Does Galaxy Payment Systems Offer?

Galaxy Payment Systems, LLC, is a U.S.-based registered ISO that provides a wide range of merchant payment processing solutions. Offerings include credit and debit card processing, point-of-sale (POS) systems, e-commerce payment gateways, mobile payment solutions, e-check and TeleCheck services, merchant cash advance, gift and loyalty card programs, and ATM services. They emphasize technology-driven, scalable solutions tailored for businesses of all sizes, featuring fast approvals, rapid funding, and 24/7 customer support.

Who Do They Serve?

Galaxy targets a diverse range of merchants: retail stores, restaurants (fast and full service), gas stations (single to multi-location chains), supermarkets, convenience stores, and online/virtual businesses. The company's solutions support both "card-present" and "card-not-present" businesses, making them suitable for both physical and digital merchants in the U.S.

Where Are They Based?

The corporate headquarters is at 1925 E Belt Line Rd, Ste 410, Carrollton, TX 75006, with additional offices in Houston, Texas.

How to Contact Them

For business inquiries, call (877) 381-6377.

How Long They've Been in Business

Founded in 2003, Galaxy Payment Systems has over 20 years of experience in payment processing and merchant services.

What Merchants Should Verify

  • Full pricing details, contract length, early termination/cancellation fees
  • All costs for equipment leases, PCI compliance, statement fees, and gateway/batch fees
  • How fast funds are deposited (funding timelines)
  • Chargeback support and dispute resolution process
  • Terms of technical support and hardware/software updates

How to Evaluate Them - Questions to Ask/Red Flags

  • Are rates interchange-plus, flat-rate, or tiered?
  • Are there monthly minimums, hidden fees, or annual charges?
  • Are contract terms provided in writing and easy to understand?
  • What's the policy on equipment leases-can you purchase hardware outright?
  • Is there a dedicated account manager or just generic support?
  • How easy is it to cancel the contract? Are there penalties?
  • Red Flags: Vague or missing written quotes, aggressive lease sales, fund holds, and slow support.

Share Your Experience

If you've done business with Galaxy Payment Systems, please leave an honest review sharing your experience. Your insights about transparency of fees/rates, contract terms, customer service, equipment leases, support responsiveness, fund holds, chargebacks, and cancellation are extremely helpful to other merchants. Please include details and dates if possible, but do not share sensitive information (like card numbers or SSNs).


Read Reviews and Opinions about Galaxy Payment Systems
Leave Customer Feedback about the Service Provider Galaxy Payment Systems
Complaints, Information, Sales Practices of Processor Galaxy Payment Systems
Small Business Merchant Services from Galaxy Payment Systems
Cancel, Switch from Merchant Account Galaxy Payment Systems
Galaxy Payment Systems Sales and Customer Support for Small Business
Galaxy Payment Systems Shutoff, Closed, Cancelled, Denied
Does Galaxy Payment Systems Take High Risk Merchant Accounts?
How To Cancel Your Merchant Account with Galaxy Payment Systems
Galaxy Payment Systems Rates and Fees Too High? Is Galaxy Payment Systems a Ripoff or Scam?

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Share your comments about Galaxy Payment Systems, complaints, honest opinions, service levels from merchant account Galaxy Payment Systems. BBB Reviews for Galaxy Payment Systems. Lookup information on Galaxy Payment Systems. Is Galaxy Payment Systems legit or a scam? Find an alternative solution to Galaxy Payment Systems. Have you been Shutoff, Closed, Denied, Cancelled by Galaxy Payment Systems? Leave a review for Galaxy Payment Systems? Post your experiences with Galaxy Payment Systems on Sales Practices, Length of Contract, Hidden Fees, Early Termination Fees, Problems with Galaxy Payment Systems, Chargebacks, Galaxy Payment Systems Annual Fees, Transaction Rates, Contracts, Contacts, Support, Customer Service for Galaxy Payment Systems. Credit Card Processor Providers that have better rates then Galaxy Payment Systems. Does Galaxy Payment Systems Support High Risk merchants? Post your customer ratings and review of Galaxy Payment Systems below.

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